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What the NAR Settlement Means for Real Estate Investors, According to Sources in the Industry
The National Association of Realtors (NAR) agreed to a settlement last week that will eliminate its rules on sales commissions. The deal, if approved by the federal court, is likely to shake up the real estate market and could potentially decrease housing prices across the country.
Anthony Panebianco, a real estate attorney at Davis Malm, told BiggerPockets that the settlement is unsurprising, as a judgment would have likely led to the NAR’s bankruptcy.
“The elimination of the mandatory coope...
I'm an American who's lived in Paris for 2 years. Here are 6 things every tourist should do and 2 they can skip.
Travel
I'm an American who's lived in Paris for 2 years. Here are 6 things every tourist should do and 2 they can skip.
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An Arizona malbec? How the arid state became America’s newest wine country
The high desert of Arizona may seem like an odd place for wine tasting. But you wouldn’t know it from the crowds that gathered at the Verde Valley Wine festival, two hours north of Phoenix, on a hot day in May.
As the sun beamed down, hundreds of wine lovers jostled for a spot to enjoy their drinks in the shade. On the edge of a lawn, producers offered up tastings, to-go bottles and cases of wine – much of it grown just down the road.
Kelley Ratliff and her husband drove three and half hours ...
ECB is indirectly supporting fossil fuel companies, study claims
The European Central Bank (ECB) is supporting the fossil fuel industry by allowing assets from oil, gas and coal companies to be used as collateral by banks, despite the central bank making efforts to green its collateral framework, a study from Reclaim Finance has revealed.
5 Tips to Choose the Best High Yield Savings Account for You
A high yield savings account can help you protect your savings and save for emergencies and short-term financial goals, such as a down payment on a house or a new car.
But what should you consider when comparing high yield savings accounts? When determining which high yield savings account is best for you, keep these questions in mind.
1. What are the Current Interest Rates?
One of the most important aspects of opening a high yield savings account is having a decent return on your savings. Th...
These 10 Markets Are Building the Most Multifamily Housing—How Can Investors Take Advantage?
The latest numbers from Freddie Mac estimate a shortage of 3.8 million housing units as of Q4 2020. Freddie Mac says these units are needed not only to meet the demand from a growing number of households but also to maintain a target vacancy rate of 13%.
That number may be even worse, as the pandemic has shifted where people work and live. The shortage crisis may even be one reason why housing prices just won’t go down. Construction companies haven’t been able to build fast enough to meet dem...
I take everyone who visits Paris for the first time to a free rooftop that has better views than the Eiffel Tower
Travel
I take everyone who visits Paris for the first time to a free rooftop that has better views than the Eiffel Tower
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Why global south debt reform is a hot topic at the spring meetings
As the IMF and World Bank spring meetings start this week in Washington, DC, there are growing calls to restructure the debt of developing countries. This, advocates and officials alike say, would help countries in the global south meet their climate goals.
“Overall flows to low- and middle-income countries have declined, something incongruous with the evident and urgent needs to meet development and climate needs,” Jay Shambaugh, the under-secretary for international affairs at the US Treasu...
Airbnb CEO Says Platform is Fundamentally Broken—His Solutions Might Scare Investors
Airbnb CEO Brian Chesky has admitted that the short-term rental company is in over its head and needs “to get our house in order.” The company scaled very fast, very quickly, and did not build up its systems to match, he said.
“To use a precise metaphor, it’s kind of like we never fully built the foundation. Like, we had a house, and it had four pillars when we needed to have 10,” Chesky told Bloomberg.
The platform recently rolled out several new features to patch up the cracks in its founda...
SEC waters down climate disclosure rules
The US Securities and Exchange Commission (SEC) approved its anticipated climate disclosure rules but watered down emission disclosure requirements under pressure from politicians and lobbying groups, making it less stringent than other jurisdictions such as the EU and California.
What is a just transition? - Green Central Banking
Just transition is a phrase that is often used when talking about the move to net-zero economy. The concept was affirmed in the Paris Agreement, and is often referred to when discussing what the world will look like under decarbonisation.
8 Ways to Save Money as a Wedding Guest
While weddings are expensive for the couple, it can also cost a lot of money to be a wedding guest. And with more than 2.5 million weddings in 2022 alone, there's a good chance you could be invited to see someone in your friend or family circle tie the knot in the next year or so.1 So how can you prepare for the expense of being a wedding guest without breaking the bank?
How Much Does It Cost to Attend a Wedding?
Attending a wedding can be costly. According to one survey, wedding guests plan ...
Do You Have Cash? You Might Need It For Your Next Deal. Here’s Why
Buying a home hasn’t been easy for the past few years. Besides increasing interest rates, a decrease in purchasing power, and a housing shortage, cash buyers have also put a squeeze on some would-be buyers.
Nearly a third of U.S. home purchases were made with cash in April, a nine-year high, according to data from Redfin that looked at the 40 biggest metropolitan areas in the U.S. That’s in line with data from February, which saw cash purchases reach 33.5% and continuing a trend that started ...
Top 7 Tips to Rein in Your Holiday Spending
The holidays come with a lot of unexpected expenses, from wrapping paper and holiday cards to baking materials and those last-minute items that are always forgotten until you need them. While the holiday season can be a joyous time of year, it can also take a toll on your budget.
But it is possible to have a great holiday season and not go into debt. Here are some tips for reining in your holiday spending and being frugal while still enjoying the holiday spirit.
1. Recognize Your Spending Tri...
State Farm stops selling new home insurance in California due to wildfire risk - Green Central Banking
Insurance giant State Farm will no longer accept applications for new home insurance in California due to wildfire and financial risk, the firm announced on 26 May.